These Terms and Conditions (together with the documents referred to therein) ("Website Terms and Conditions of Use") govern your use of this website. Please read them carefully.
1. Access, Use and Eligibile Visitors
Although others may be able to access this Website, it is not directed to or intended for distribution or use by any person
or entity in any country or jurisdiction where its access, use, publication, or distribution may breach any local law or
regulation. If you choose to access information on this Website, it is your responsibility to comply with applicable local,
national and international laws and any use of this Website outside the United Kingdom is entirely at your own risk. For
The Bank does not exclude or restrict, and nothing in these Website Terms and Conditions of Use should be read or construed
as excluding or restricting, any duty or liability under the Financial Services and Markets Act 2000 (or any replacement
legislation) or the rules and regulations for the conduct of business thereunder.
3. No Offer
Nothing on this Website should be taken as an offer by the Bank. All products and services are subject to the relevant terms and conditions and to completion of the relevant application forms and other documentation. The Bank reserves the right to reject any application for services and/or products contained in this Website.
4. Intellectual Property
The Bank is the owner or the licensee of all intellectual property rights relating to the Website and in the material published on it. Intellectual property laws and treaties around the world protect those works. The letter style & representation, the Lion & Sword logo and the Arabic calligraphic representation are registered trademarks. The full content of this Website (including all text, information, graphics, animation and images) is subject to copyright, with all rights reserved. Any infringement of these rights is prohibited. You may only download material from this Website for your own personal use; any use for any other purposes, or any alteration, transfer, sale, distribution or reproduction of the information, publications or data is prohibited, regardless of the form in which or the means by which these are made available on the Website.
5. Regular Changes To The Website
The Bank aims to update its Website regularly, and may change the content at any time. If the need arises, it may suspend access to the Website, or close it indefinitely. Any of the material on the Website may be out of date at any given time, and the Bank is under no obligation to update such material.
6. Third Party Websites
The Website may contain links to other websites, which are not under the Bank's direct control. The Bank does not accept any responsibility or liability for enabling you to link to any other website, for the contents of any other website (or content referred to in or linked to such websites), for the security of any other website, or for any consequence of your acting upon the contents of such website. This Website must not be framed on any other website; nor is any third party permitted to link any other website to this Website without obtaining the Bank's prior written consent.
7. Information About You And Your Visits To The Websites
8. Transactions Concluded Through The Website
All the Bank's products and services, whether provided through the Website or as a result of visits made by you, are subject to the applicable Bank terms and conditions.
9. Viruses, Hacking And Other Offences
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material, which
is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server
on which the Website is stored or any server, computer or database connected to the Website. You must not attack the
Website via a denial-of-service attack or a distributed denial-of service attack.
10. Complaints Policy
The Bank aims to please its customers at all times. It has a complaints handling procedure in place to ensure that
you receive a quick and fair response to any complaints you may have about its Internet banking service.
11. Company And Regulatory Information
Habib Bank AG Zurich's registered head office is at Weinbergstrasse 59, 8006 Zurich, Switzerland, and it is regulated
by the Swiss Financial Market Supervisory Authority (FINMA), Einsteinstrasse 2, 3003 Berne, Switzerland.
If you breach these Website Terms and Conditions of Use and the Bank takes no action, the Bank will still be entitled to use its rights and remedies in other situations where you are in breach.
The Bank may revise these Website Terms and Conditions of Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes the Bank makes, as they are binding on you. Some of the provisions contained in these Website Terms and Conditions of Use may also be superseded by provisions or notices published elsewhere on the Website.
14. Entire Agreement
These Website Terms and Conditions of Use contain the entire agreement between you and the Bank relating to your use of this Website.
15. Applicable Law
English law shall govern these Website Terms and Conditions of Use and the English courts shall have exclusive jurisdiction over any disputes arising from use of or access to this Website or from these Website Terms and Conditions of Use. This Website complies with the appropriate UK legislation and it is designed for use in the UK. The Website is not intended to be used in any jurisdiction or country where the availability of the Website is contrary to local law. Use of the Website outside the UK is at your own risk and it is your responsibility to comply with the applicable local law. Products and services on this Website are only available to UK customers.
The terms and conditions relating to this website and to all services provided through it are only available in English, and the Bank shall only communicate with you in English.
NOTE: To find about HBZweb security, refer to "security advisory" section on the login page.