Habib Bank AG Zurich Habib Bank AG Zurich  
	Update to Schedule of Charges for Business Accounts
	Dear Customers,
	Schedule of charges for Conventional and Islamic Business Accounts
	have been updated as follows:
	   1) Web  Banking  monthly  subscription   charges  reduced  from
	      AED 125/- per month to AED 95/- per month.
	   2) Telegraphic Transfer charges for  web initiated transfers in
	      local or foreign currency revised from AED 50/- to AED 30/-.
	   3) Outward cheque return charges (deposit cheque)  reduced from
	      AED 50/- to Nil.
	   4) Post Dated Cheques (PDC) Warehousing  charges  reduced  from
	      AED 10/- per cheque to Nil.
	The revised charges will be effective from 1st August 2019.

	Habib Bank AG Zurich
	United Arab Emirates